In this episode of The Risk Wheelhouse, Ori Wellington and Sam Jones tackle one of the most expensive mistakes in risk management today: buying impressive tools that quietly deepen silos instead of advancing your program. If you have ever sat through a RiskTech demo and wondered whether you are truly moving forward or just spending more, this conversation is your roadmap.

Ori and Sam unpack the IRM Navigator™ Curve, a visual model that traces the journey from fragmented Risk Dysfunction to unified Risk Agency, where human and machine agency work together inside validated guardrails. They explain the five maturity levels and four investment domains, then show why you cannot simply “skip ahead” by buying an advanced TRM or AI platform before your GRC, ERM, and ORM foundations are in place.