Click here to access subscription content at The RTJ Bridge - The Premium Version of The RiskTech Journal
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Click here to access subscription content at The RTJ Bridge - The Premium Version of The RiskTech Journal 〰️
The RiskTech Journal
The RiskTech Journal is your premier source for insights on cutting-edge risk management technologies. We deliver expert analysis, industry trends, and practical solutions to help professionals stay ahead in an ever-changing risk landscape. Join us to explore the innovations shaping the future of risk management.
Generative AI Is Steering Banks Toward Autonomous IRM—But the Bridge Isn’t Finished Yet
When McKinsey & Company published “How generative AI can help banks manage risk and compliance” in March 2024, it put blue-chip credibility behind a growing consensus: large-language models and related GenAI tools will automate swaths of the three-lines-of-defense and up-end conventional governance, risk, and compliance (GRC) workflows. What McKinsey did not say—but unmistakably implied—is that the old compliance-first paradigm is now on borrowed time. The firm’s use-case catalogue—from virtual regulatory advisors to code-generating “risk bots”—maps neatly onto the early layers of Autonomous Integrated Risk Management (IRM): continuously sensing risk, generating controls, and feeding decision-grade insight back into the business.
Yet the report also reveals a tension. McKinsey still frames GenAI as a helper inside discrete risk silos, guarded by human-in-the-loop checkpoints. Autonomous IRM envisions something bolder: an AI-directed control fabric that dissolves those silos, embeds itself in front-line processes, and—over time—lets the machine take the first swing at routine risk decisions while humans govern the exceptions.
Avatars in Armani — How AI Analysts Are Reshaping the Future of Finance & Risk Management
When UBS digitally cloned three dozen equity analysts into AI-generated avatars, it wasn’t just experimenting with client communications but sounding the opening bell on a new era in financial services. This wasn’t deepfake theatre or AI as a back-office assistant. It was artificial intelligence stepping into the polished shoes of the investment banker.
The avatars, trained to deliver short videos based on research notes—complete with facial expressions and gestures—represent a subtle but significant shift. UBS reports that clients respond to them as positively as traditional analysts, even if the result feels slightly uncanny.
The Modern Risk Stack — A Primer Explaining How IRM Integrates GRC, ERM, ORM, and TRM
Many organizations seeking a better path for risk management are often confused by multiple risk domains—GRC, ERM, ORM, TRM—each promising mastery over a specific slice of risk management. But as risks evolve, multiply, and interconnect at unprecedented speed, these isolated approaches no longer suffice. Integrated Risk Management (IRM) has emerged as the essential response, weaving together the strengths of each domain to build one cohesive, strategic narrative.
Integrated Risk Thinking: The Mindset That Unlocks the Power of the IRM Navigator™ Model
Today’s businesses face unprecedented complexity. Rapid technological advances, evolving regulatory environments, escalating cyber threats, and global operational challenges have rendered traditional risk management approaches obsolete. Siloed processes, reactive responses, and fragmented risk oversight are no longer enough to safeguard modern organizations.
Wheelhouse Advisors has identified that effective risk management in today’s landscape requires not only powerful tools and methods but, more importantly, a fundamentally new way of thinking. This strategic shift is what we call Integrated Risk Thinking (IRT)—the essential mindset that allows organizations to leverage risk as an integral part of strategy, decision-making, and competitive advantage.
Introducing The RTJ Bridge—A Premium Subscription Delivering Strategic Insights for Risk Leaders
Wheelhouse Advisors announces the formal launch of The RTJ Bridge, the new premium subscription service from The RiskTech Journal. Positioned strategically between our daily industry commentary and comprehensive quarterly IRM Navigator™ research reports, The RTJ Bridge delivers weekly insights, executive briefings, and exclusive deep-dive editorial series.
Alongside this premium offering, the standard edition of The RiskTech Journal is now fully open-access, including unrestricted browsing of our past content library.
This tiered content strategy ensures risk leaders and senior executives receive timely and actionable insights at a fraction of the cost associated with traditional analyst firms such as Gartner and Forrester.
Cisco and ServiceNow Deepen AI Security Partnership—What Does It Mean for Integrated Risk Management?
The Cisco-ServiceNow partnership directly addresses these concerns by providing a tightly integrated solution that combines Cisco's established security expertise with ServiceNow's robust operational workflow capabilities. Customers will be able to map Cisco AI Defense controls to relevant standards in ServiceNow’s Integrated Risk Management (IRM) platform so teams can measure and demonstrate AI organizational compliance.
When Robots Walk, Risk Converges - Humanoids and the Future of Integrated Risk Management
For IRM professionals, the emergence of humanoids provides a rare moment of clarity: no single risk domain can manage this disruption in isolation. Humanoid robotics is where GRC, ERM, ORM, and TRM collide—and where their integration becomes essential.
The AI Wild West is Over — Why IRM Must Now Govern the Frontier
When John A. Wheeler and Avivah Litan collaborated as colleagues at Gartner, they shared a simple but powerful conviction: technology without governance invites risk, and risk without context invites disaster. That belief feels more urgent than ever in the age of generative AI.
This month, Avivah returned to the spotlight with a compelling Gartner webinar titled “A Partner Framework to Manage AI Governance, Trust, Risk and Security.” It laid out a comprehensive vision for AI Trust, Risk, and Security Management (AI TRiSM), exposing the vulnerabilities of current AI adoption strategies and presenting a future where organizations no longer treat AI oversight as optional.
But here’s the problem: most companies are still stuck in a fractured model of Governance, Risk, and Compliance (GRC). And the rise of autonomous, agentic AI systems is about to make that dysfunction terminal.
To Visualize Risk, You Need Two Lenses—Essential Takeaways from the Mitratech Interact 2025 General Session
As today's business environment becomes more unpredictable, interconnected, and technologically driven, the traditional view of risk—focused primarily on controls, compliance, and containment—is no longer sufficient. Organizations must now see risk through a wider lens to avoid failure and inform success.
The central message was delivered during the general session "From Gatekeepers to Growth Partners: Embedding Risk at the Heart of the Organization" at the 2025 Mitratech Interact Conference in Dallas.
Moderated by Justin Silverman, Chief Product Officer at Mitratech, the session featured a dynamic dialogue between John A. Wheeler, CEO of Wheelhouse Advisors, and Andrea Elliott, Chief Compliance Officer at ACI Worldwide. They offered a forward-looking perspective on how organizations can evolve their risk practices to become more strategic, resilient, and business-aligned.
Flip the Risk Conversation Forward—Lessons from the Front Lines of Resilience
As operational complexity increases and business environments shift at a faster pace, organizations are under growing pressure to evolve their approach to risk. Risk management can no longer be reactive, control-focused, or functionally siloed. Instead, it must become proactive, performance-aligned, and strategically embedded. That was the focus of the breakout session "Holding the Line: Building Resilient Risk Programs in the Modern Era," presented at the 2025 Mitratech Interact Conference in Dallas.
The session was moderated by Ryan Fox, Director of GRC Solutions at Mitratech. It featured John A. Wheeler, CEO of Wheelhouse Advisors, and Andrea Elliott, Chief Compliance Officer at ACI Worldwide. The audience included legal, risk, and compliance leaders and practitioners seeking practical strategies to strengthen program maturity and build enterprise resilience.